Diferencias en las tasas de interés entre instituciones financieras de algunas economías emergentes: un enfoque HLM

In this study, we analyzed the differences in the interest rates of microfinance institutions (MFIs) of some countries in Latin America, Africa, Eastern Europe and Asia. We found that the operating expenses are essential drivers of these interest rates. We also found that operating expenses, average...

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Detalhes bibliográficos
Autores principales: Ramírez Rocha, Adriana, Bernal Ponce, L. Arturo, Cervantes Zepeda, Mauricio
Formato: Online
Idioma:inglês
Editor: El Colegio de México, A.C. 2019
Assuntos:
economías emergentes
efectividad del gobierno
modelación jerárquica lineal
tasas de interés IMFs
instituciones microfinancieras
C55
E43
G21
emerging markets economies
government effectiveness
hierarchical linear modeling
IMFs interest rates
microfinance institutions
Acesso em linha:https://estudioseconomicos.colmex.mx/index.php/economicos/article/view/371
Recursos:

Estudios Económicos

Descrição
Resumo:In this study, we analyzed the differences in the interest rates of microfinance institutions (MFIs) of some countries in Latin America, Africa, Eastern Europe and Asia. We found that the operating expenses are essential drivers of these interest rates. We also found that operating expenses, average loan per borrower, real growth GDP, and government effectiveness, are key factors that explain differences in interest rates. We use apply Hierarchical Linear Modeling (HLM) to analyze these differences.

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